SMEs & Finance Managers
Protect cash flow, receivables and working capital while offering credit terms in line with market norms.
Trade Credit Insurance
Selloncredit.Getpaidwithconfidence.
Protecting the receivables your growth depends on.NGI insures your credit sales against buyer insolvency, prolonged default and political risk, so you can grow without worrying about getting paid.
- A- (Excellent) AM Best Rated
- Listed on DFM
- Up to 90% Indemnification
0%
Indemnification on unpaid invoices
0–36
Months policy tenor
A-
AM Best rating (Excellent)
USD / AED
Policy currency options
Why Trade Credit Insurance
Your receivables are your biggest asset.Are they protected?
Extending credit to customers is how businesses win and grow, but every unpaid invoice hits your cash flow, your margins and your balance sheet. Buyer insolvency, prolonged payment default or a political event in a buyer's country can turn a profitable sale into a loss overnight. Trade Credit Insurance turns that uncertainty into confidence.
Cover against insolvency, default & political risk
Multi Buyer Credit Insurance (MBCI)
Protect your receivables.Strengthen your business.
Based on your estimated whole credit turnover or sales made on credit payment, the policy can cover all buyers' credit risk and payment default caused by commercial or geopolitical reasons, so you can protect cash flow and keep offering competitive credit terms.
Built for every business
Corporates & CFOs
A strategic tool to manage concentration risk, preserve liquidity and support sustainable revenue growth.
Banks & Financial Institutions
Improves the quality of eligible receivables that support trade finance and working capital facilities.
Key benefits
- Cover your whole credit transactions or named buyers
- Covers both existing and new credit business
- Domestic and export sales covered
- Protects your balance sheet and reduces bad-debt provisions
- Helps you access or extend bank and working capital facilities
- For banks, the bank can be named as loss payee or as the insured
Single Buyer Credit Insurance (SBCI)
One key buyer.Complete peace of mind.
Extending credit to customers carries the risk of non-payment, whether from buyer insolvency, prolonged default or political events. NGI's Single Buyer Credit Insurance keeps your business running when a key customer doesn't pay.
What is SBCI?
It covers the invoice value of goods or services delivered under a specific transaction or project that remain unpaid because the customer is insolvent or in default.
Key benefits
- Protects against customer default on credit sales
- Grow sales to new and existing customers with confidence
- Strengthens receivables management and credit control
Features at a glance
0%
Coverage of invoice value
0
Buyers per policy
0–36
Months tenor
0
Days max. extension period
Commercial & Political
Risk cover
Worldwide
Buyer reach
USD / AED
Policy currency
UAE-based
Eligibility
Who is it for?
- Start-ups
- SMEs
- Mid-size corporates
- Family-owned businesses
- Exporters
- Expanding with strategic buyers
- Taking on new buyers
Not covered: promissory notes, letters of credit and advance payments. All cover is subject to policy terms and conditions.
Compare cover
Which cover is right for you?
Multi Buyer Credit Insurance
Best when you sell on credit to many buyers: cover your whole portfolio under one policy.
- Whole turnover or named buyers
- Existing and new credit business
- Domestic and export sales
- Bank can be named as loss payee
Single Buyer Credit Insurance
Best when one key buyer or a specific project carries most of your risk.
- Up to 5 buyers per policy
- Up to 90% of invoice value
- 12–36 months tenor
- Commercial & political risk cover
Sectors we serve
Built for the industriesthat move the UAE.
Food & Beverage
Pharmaceutical
Petrochemical & Plastics
Household & Electronics
Transport & Logistics
Chemicals
Energy
Services
Our difference
Why NGI?
01
Built for growing businesses
A focus on start-ups, SMEs and mid-size corporates.
02
Local underwriting team
Fast, direct communication and day-to-day support.
03
Tailored cover
Designed around UAE business models and invoicing cycles.
04
Collection support
Recovery help directly or through a collection agency.
A- (Excellent) AM Best Rated Listed on DFM Branches across Dubai, Abu Dhabi & Northern Emirates
How it works
Four steps to protected receivables.
1
Share your details
Tell us about your business and buyers.
2
Credit assessment
Our local underwriters assess your buyers.
3
Get your policy
A tailored policy in USD or AED.
4
Trade with confidence
If a buyer defaults, we indemnify up to 90% and support recovery.
Request a quote
Let's protect whatyou're owed.
Tell us a little about your business and our Credit Insurance team will get back to you within one business day.
Get in touch
Speak to a specialist today.
TALK TO OUR CREDIT INSURANCE TEAM